“Backing Into Insurance” After A Lapse In Coverage

Apr
7
2011

Have you (or a client) had a lapse in coverage with health insurance?  If so, you are probably aware of how difficult Smart Investmentsand expensive it can be to resume coverage.  My colleague, Cheri Hoffer, is a business owner and freelance writer in Boulder, Colorado who has recently shared her own story of resuming insurance coverage.  In her words, it’s “backing into insurance.”

Cheri credits her insurance agent, Neal Muhlberg at Integra Health Insurance, for making the suggestion to obtain a temporary and comprehensive health insurance policy that is typically used for individuals who are between jobs.

Cheri says . . .  “In a few weeks, when I’ve had it [the policy] for two months, we make the application for ‘permanent’ coverage. “  At that point, she will be considered “continuously covered” which would then allow her to purchase a new policy at preferred rates.

If you (or your clients) are searching for a cost-effective strategy to ease the transition back into health insurance coverage, this may be just the way to do it!

Thanks, Cheri, for sharing your experience with us!

You may reach Cheri Hoffer through her website for Canine Campovers.


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A Kind And Savvy Way To Toot Your Own Horn

Mar
9
2011

Image of Blue & Red Horns -

Good morning! I was making my way through my email inbox yesterday when I ran across an interesting email exchange on one of the online discussion lists that I belong to.

A therapist had posted a request asking for the name of other therapists who work with relationship issues to possibly refer a client to and this is what my colleague, Christine Allison, MA, NCC wrote back on the list . . . .

I am in the same building as Dee [another mental health professional], in Northwest Denver, easily accessible from Arvada.  Dee is FABULOUS and very experienced, and I definitely recommend her.  That said, I am fabulous in my own way, and I would be willing to see this individual on a sliding scale . :-) [my own emphasis]  I really enjoy working with clients on relationship and communication issues.  Feel free to give her my phone # below.”

Now here’s why Christine’s post caught my eye  . . . . Dee Marcotte, MS, MA, LPC is a seasoned counselor in Denver, Colorado who has the reputation of being a wise mentor to many new therapists in the area. Christine and Dee office in the same building and I suspect Dee has been a mentor to Christine, too.  So here’s the smart and savvy part – Christine took time in a very public way to generously tip her hat to her mentor and then she also took the opportunity to enthusiastically throw her own name out as a possible resource, too!  Nice job, Christine!

In giving a nod to another mental health professional, Christine is

  • acknowledging the contributions of this more-experienced counselor who has paved the way for new ones,
  • saying “thank you” to a mentor,
  • giving the appearance that she “plays fair” in this world of marketing and mental health, and
  • appears generous (and not desperate).

By tossing her own name into the list of possibilities alongside Dee’s name, Christine is also

  • benefiting from the strong reputation that her mentor has built simply by being associated with her.
  • declaring that she, too, has something of value to offer clients and colleagues, and
  • distinguishing herself from Dee by highlighting her own willingness to reduce her fees.

So, what’s the take away for you? Find a colleague or organization that you can associate yourself with and then . . . TOOT THEIR HORN and YOURS, TOO!

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Professional Associations For Mental Health Professionals – State by State

Mar
3
2011

OK, gang, so I’m starting the list of Professional Associations for Mental Health Professionals by listing those I know of in Colorado.

Can you help me out by listing the ones in your states, too?  If so, I’ll compile a prettier list so that we can all access them easily.

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Confidentiality And Documentation In Clinical Consultation

Feb
28
2011

I received an email from J. Kipp Lanning, LIMHP of AdultSpan Counseling in Nebraska asking about peer consultation groups.  He says:Image of Network

A professional group of which I am a member is working on setting up a peer consultation group (APPT: Association of Private Practice Therapists).  Do you have suggestions on how to make this most effective/beneficial regarding paperwork that demonstrates consultation with peers?  Of particular concern to the group is a confidentiality agreement for the group and paperwork for the file demonstrating consultation with peers.

Thanks, Kipp

PS – love your blog!”

Thanks, Kipp, for being part of our online community here at Private Practice from the Inside Out and dropping in to chat!

Confidentiality

I am not an attorney and not qualified to give legal advice.   However, here is some of the information that I have been given related to this issue.  According to mental health attorney, Denis K. Lane,

The generally accepted standard, established by ethical codes and practices nationwide, is that clinical supervision is a confidential process, the same as the counseling done by a supervisee with a client.  Some states have exceptions to this rule, established by their state licensing board rules, but in general the supervision process is as confidential as mental health treatment itself . . . .  Because consultations are a form of supervision according to the Licensing Boards’ Supervision Rule, they, too are confidential.”  (The Legal Guide for Practicing Psychotherapy in Colorado, 2010 Edition, pp. 190-191)

I understand the mandated exceptions to confidentiality to be the same ones that pertain to counseling – those related to the potential for self-harm or the harm of others, court orders requiring disclosure, etc. Because Denis Lane is an attorney practicing in the state of Colorado, I would encourage you to take a moment to check with a mental health attorney in your own state to insure that you, your colleagues, and your clients are fully protected.

Permission from Your Client

You will also want to remember that in order to discuss any client, you must first have that client’s written permission to do so.  Former attorney and now counselor-in-training, Michelle Stevens of Introspection Counseling, offers this language to include in your consent to treatment and disclosure statement:

There may be times when I, as your psychotherapist, may need to consult with my supervisor or with a colleague or another professional, such as an attorney, concerning issues raised by you in therapy. Confidentiality is not waived during these consultations. By signing this disclosure statement, you give me permission, as your psychotherapist, to consult with other professionals as needed to provide professional services to you. This permission may be revoked at any time.”

Obviously, if you are not working under supervision, you do not need to include any reference to a supervisor in your statement

[Michelle is quick to note that the language above "is not intended as legal advice. I am not a practicing attorney and have never been licensed in or practiced in Colorado. When in doubt you should always consult an attorney with the expertise appropriate to your issue."]

Clinical Documentation

The only other paperwork that comes to mind is the documentation that you need to include in your clinical note.  I wrote about that here in The 5 W’s of Clinical Consultation.

Kipp, I hope you’ll drop back in and let us know how your new consultation group fares!  We can all  learn from your challenges and your successes!  I look forward to hearing from you!

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General Business Networking Groups In Denver, Colorado

Feb
3
2011

If you are looking for groups in Colorado to network with, here are 5 to check out.

Got others you can add to the list?  Or, have resources in another state that you can share?  Let me know about them and I’ll be glad to include them here on my blog!

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